Do You Believe in Usury?|
Ummm... how much?.... ummmm... I'm thinking a bit over two thousand. We had it, they needed it, we "loaned" it to them. I'm pretty sure they paid it back... but don't recall. As I said, I don't worry too much about it. If you're my friend, I don't keep score.
I don't make commercial type loans, "optional loans", to friends. If they can't get the money from a bank or something, I guess they can wait for whatever it is, eh? (Wide screen TV? FAGEDABOUDIT!)
In a pinch loans? I don't make them either. That's what I'd consider relatively small amounts - $200 or $300 or so. I just GIVE them the money and tell them not to worry about paying it back. Some folks I just tell 'em to "pay it forward." But most "in a pinch" loans or situations would fall under the umbrella of the "you're my friend - and you need this." (I mean - what good are friends if you can't mooch off them once in a while?)
It also depends on how they approach me. If they ask for a loan, well, that's what it is. If they ask for help, same story - that's what it is.
And lest some Smart-azz think I'm made of money - NOT! God has always provided what I need so I've never worried about it. My wants sometimes get pinched off - but the NEEDs have always been taken care of. And sometimes that need was filled via couch-diving for the kid's milk money, but it gets filled! :-D