Isn't deciding not to sign a legally binding document a decision?
After my back surgery, I was amused that as my doctor handed me a form for a handicapped hang tag which stated I could walk no further than 100 feet, he informed me that he wanted me to be able to walk a mile within a month.
HECK NO! In this legal climate, sign everything that comes your way, as long as it's got nice perks! Then, when they come to collect, say that they coerced you into signing it and took advantage of your post-surgical state. THEN SUE THEIR PANTS OFF!
You win coming and going! Not that *I* would, but I find it a disturbingly amusing thought. Or was it amusingly disturbing? Anyway, it could be done!